Dear Anna,Thank you for your continued trust in our investment service. Over the past year, your portfolio delivered a return of 6.8 percent, slightly above the average yield for similar accounts. Most of the gain came from stock holdings, while the bond portion added steady but modest income.Given current market conditions, we recommend keeping the same balance between stock and bond for now. Interest rates remain a key risk, since a sudden increase could lower bond prices. We will continue to monitor your fund and send an updated statement each quarter.If you would like to discuss your dividend income or adjust your risk level, please contact our office. We are happy to arrange a call at a convenient time.Best regards, David Chen, Investment Advisor開始作答 ✍️